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Closing costs exist on every purchase with a home loan. The best way to navigate what fees and costs are being charged is to talk with your Mortgage Advisor about why the fees are there and who is charging them. Let your Mortgage Advisor know if the total cash-out-of-pocket is different than you expected and what solutions exist if they need to be lower. Read the article here: https://kyleseagraves.com/negotiate-c... — GET STARTED — 🏠 Connect with a helpful LENDER in your state → https://www.winthehouseyoulove.com/le... 🏠 Connect with a helpful AGENT in your city → https://www.winthehouseyoulove.com/agent — HELPFUL TOOLS — ✅ Max Purchase Price Calculator → https://www.winthehouseyoulove.com/ma... ✅ Lowest Cost Loan Calculator → https://www.winthehouseyoulove.com/lo... ✅ Home Buying Planner → ✅ Today’s Interest Rates → https://www.winthehouseyoulove.com/to... ✅ Step-By-Step Home Buying Timeline → https://www.winthehouseyoulove.com/ti... ✅ Student Loan Savings Calculator → https://www.winthehouseyoulove.com/st... 0:00 How To Negotiate Your Closing Costs 1:02 Loan estimate 1:20 Walkthrough 1:31 Origination charges 1:40 Underwriting fee 2:27 Items in a loan estimate 2:58 Recording fees 3:07 Homeowner's insurance 3:22 Escrow account 4:34 Can you negotiate closing costs? 5:04 Talk with your lender -- Legal -- Kyle Seagraves NMLS# 1701021 Motto Mortgage Alliance 8900 N. Dixie Dr. Dayton, OH 45414 Equal Housing Opportunity