Скачать с ютуб Every Home Buyer Will Get This Document (Your Loan Estimate Explained Line-By-Line) в хорошем качестве

Every Home Buyer Will Get This Document (Your Loan Estimate Explained Line-By-Line)

A clear walkthrough of your Loan Estimate, the document every lender is required to give you 3 business days after you complete a RESPA application (detailed in the video). — GET STARTED — 🏠 Connect with a helpful LENDER in your state → https://www.winthehouseyoulove.com/le... 🏠 Connect with a helpful AGENT in your city → https://www.winthehouseyoulove.com/agent — HELPFUL TOOLS — ✅  Max Purchase Price Calculator → https://www.winthehouseyoulove.com/ma... ✅  Lowest Cost Loan Calculator → https://www.winthehouseyoulove.com/lo... ✅  Home Buying Planner → ✅  Today’s Interest Rates → https://www.winthehouseyoulove.com/to... ✅  Step-By-Step Home Buying Timeline → https://www.winthehouseyoulove.com/ti... ✅  Student Loan Savings Calculator → https://www.winthehouseyoulove.com/st... 0:00 How a Loan Estimate works 1:02 What is a Loan Estimate? 1:21 Think of this as a map 2:03 Required in receiving loan estimate 2:32 Time Frame 3:09 Closing Disclosure 4:57 Information that you need to check 5:22 Sales Price 5:33 Loan Amount 6:07 Loan Term and Purpose 6:20 Fixed Rate 7:01 Loan Type and Loan ID# 7:17 Rate Lock 8:16 Rate lock expires 8:46 Interest Rate 9:14 Monthly Principal & interest 9:24 Prepayment Penalty 10:10 Projected Payments 10:44 Estimated Escrow 11:10 Estimated Total Monthly Payment 11:35 Estimated Taxes, Insurance & Assessments 12:21 Closing Cost Summary & Details 13:07 A. Origination Charges 14:24 B. Services You Cannot Shop For 15:13 C. Services You Can Shop For 16:57 D. Total Loan Cost (A+B+C) 17:03 Other costs: E. Taxes & Other Government Fees 18:04 F. Prepaids 19:25 G. Initial Escrow Payment at closing 20:38 H. Other Title -Owner's Title Policy 21:07 I. Total of Other Costs 21:12 J. Total Closing Costs 21:36 Calculating Cash to Close 24:55 Comparisons 25:38 APR 26:33 Total Interest Percentage (TIP) 26:50 Appraisal 27:14 Assumption 27:30 Homeowner's Insurance 27:51 Late Payment 28:01 Refinance 28:18 Servicing 28:55 Confirm Receipt 30:38 Feel free to ask your loan officer Kyle Seagraves - NMLS 1701021 Only for educational usage. All calculations should be verified independently. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This is not an offer to lend and should not be used to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Read the full disclaimer here: https://www.winthehouseyoulove.com/di...