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What is an annual fee on a credit card? Understanding what a credit card annual fee is and knowing how you plan to use the card can help you determine whether an annual fee credit card is worth it or not. Related links: Credit Card Annual Fees: https://www.discover.com/credit-cards... No Annual Fee Credit Cards: https://www.discover.com/credit-cards... Discover Card Smarts: https://www.discover.com/credit-cards... An annual fee on a credit card is a yearly fee paid to keep the credit card open. In most cases, the annual fee must be paid each year, regardless of whether or not you use the card. But not all cards charge an annual fee. If you’re looking to find the best credit card for you, it's important to assess whether your potential card has an annual fee and how it may impact your finances. Related videos: What is a Credit Card Introductory Rate: • What is a Credit Card’s Introductory ... o What Is APR on a Credit Card: • What is APR on a Credit Card? | Disco... Subscribe to our channel and also follow us here: Facebook: / discover Instagram: / discover X: https://x.com/discover LinkedIn: / discover-financial-services