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Which capital assets are excluded from a Local Authority Financial Assessment for care?

In a financial assessment for care some capital assets are excluded, but which ones? In assessing what you can afford to contribute to the cost of your care, a local authority must apply the upper and lower capital limits as set out in the regulations. The upper capital limit is currently set in England at £23,250 and the lower capital limit at £14,250 for the 2021-2022 tax year. Not all of your capital assets will be taken into account for the financial assessment, so I will explain the main rules of what is excluded in this video. However, there is a huge amount of detail and various exemptions and conditions, so I suggest you follow this link for more specific details and/or clarification: https://www.gov.uk/government/publica... Links to other videos: New health and social care plans for England announced September 2021:    • New health and social care plans for ...   Financial Assessment video:    • The Financial Assessment or means tes...   Thanks for checking out my YouTube channel - I’m Justin King and my aim is to help people to live successful lives. If you enjoy this video, please press the like button to help more people like you find my channel. If you're planning your retirement and want to make the best use of your wealth to provide for your family throughout retirement and beyond, or work out how best to pay for a loved one’s care, I may be able to help you. As a Chartered Financial Planner at boutique retirement planning practice, MFP Wealth Management, I help successful people retire with complete financial confidence. To explore whether I could help you, get in touch at https://www.mfpwealthmanagement.co.uk. Connect with me: On Twitter:   / justinkingcfp   On LinkedIn:   / justinking-online-retirement-planner-ifa   Or check out my podcast: https://www.theretirementcafe.co.uk/ This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first!