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I'm super excited to get my first-ever credit card! For some context, I'm currently 20-years-old and I'm still a student. I have no stable source of income, but I was able to get a BDO Visa Classic credit card! I've been wanting to get a credit card for so long mostly because I was excited to start earning points and get rewards 😅 This isn't a comprehensive credit card video, but I wanted to explain my reasons for applying for a card as well some of my thoughts about my experience. In this video, I'll be talking about why I applied for a credit card, why I chose the BDO Visa Classic, my application process experience, and my thoughts and recommendations for those thinking about applying for a card. 💳 Apply for Citibank Credit Cards Rewards https://bit.ly/3upS68U Simplicity+ https://bit.ly/3Gq9Ao7 Cash Back - https://bit.ly/3uxoGpk FREE MONEY FOR YOU 😉💰⬇️ 🏦 Banks & E-Wallets Unionbank PlayEveryday: Use “UBNOW-NA0920016” to get 300 PlayPoints Tonik: Get ₱60 with “T42BHJL” when you sign-up, verify, and top-up GCash: Get ₱50 https://bit.ly/2ZyrLWy - sign-up, verify, and cash-in to PayMaya: Get Php100 when you use “2Y817PZMN84O” or sign up and verify at https://bit.ly/2ZzVjTs 🚀 Crypto Platforms Crypto.com: Get $25 in CRO when you sign-up at https://crypto.com/app/nicolealba or use my code "nicolealba" 😁 BlockFi: Get $10 in Bitcoin when you sign-up at https://bit.ly/3jWct5a and deposit at least $100 Celsius: Get $50 in Bitcoin when you sign-up at https://bit.ly/30luMcO or use code “119827e588” and deposit at least $400 Binance: Sign-up and get 10% discount on fees https://bit.ly/Nicole-Binance or use code "YBY3MNM9" PDAX: Use “nicole” to get ₱30 when you deposit a minimum of ₱1,000 💵 More Cash GoTrade: Use invite code “157655” to Invest in US Stocks and ETFs for as low as $1 ShopBack: Get ₱100 at http://bit.ly/nicoleshopback DISCLAIMER: The links above are affiliate codes/links and I may get a reward if you use them. Thanks in advance because it helps support the channel 💙 ✅WHAT TO WATCH NEXT ➜ 🤑 Best High Interest Savings Account Philippines: • 🤑 Best High Interest Savings Account ... ➜ How I Manage My Finances in My 20's: • How I Manage My Finances in my 20s | ... ➜ 📈 What I Invest in as a 20-year-old College Student: • 📈 What I Invest in as a 20-year-old C... ➜ What to do with (your future) ₱100,000: • What to do with (your future) ₱100,000 🤔 ➜ Why I Invest in Crypto: • Why I Invest in Crypto 2020 | Blockch... ➜ Personal Finance 101: • 🤑 Personal Finance 101 🍞Join our Discord Server: / discord 🍞 Get BreadFam Merch: https://bit.ly/shopbreadfam 🚀Subcount: 64,433 🕰TIMESTAMPS: 00:00 Introduction 01:04 Overview 01:35 Why did I apply for a credit card? 05:26 Why BDO Visa Classic (Secured) Credit Card? 07:13 My Credit Card application experience 08:44 Thoughts and recommendations for first-time applicants ➜ PH banks offering Secured Credit Cards: Security Bank, BDO, BPI, Metrobank AUB, RCBC Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 20-year-old. -- 🤝 Where to reach me ➜ IG: @alba.nicoleee ➜ Email: [email protected] -- #BDOVisaClassic #FirstCreditCard #PersonalFinancePH 💳 How I got a Credit Card as a Student in the Philippines | Credit Cards for Beginners | BDO Visa Credit card Philippines for beginners / credit cards 2020 / credit card philippines tips / credit card student no income / credit card for students philippine guaranteed / secured credit card philippines / credit card for freelancers / beginner credit card / credit cards ph / credit cards basics / bdo visa classic review / bdo credit cards / bpi credit card