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Top Safe Growth Annuity Quotes

What are the top safe growth annuity quotes – What is a top safe growth annuity quote? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of top safe growth annuity quotes and learn how you can avoid the most common mistakes that individuals have made when looking to purchase a top safe growth annuity quote. How to Maximize Retirement Annuity Growth Annuities are a temperamental investment to make - they are particularly sensitive to economic effects, which is why your retirement annuities need to be managed carefully. Different management strategies can be used throughout different stages of your life to maximize annuity growth. Striking an appropriate balance between risk and reward is critical. Sometimes you should invest aggressively, but other times you should be more conservative with your finances. This guide should help you sort out the different strategies and apply them to your own retirement fund. Annuities are designed to generate a lifelong income when you are no longer drawing an earned income. There is a 10% penalty paid on any annuity funds withdrawn before the age of 60, so this is not a form of savings you should look at as being accessible. Only invest money that you will not need to touch until retirement. Get an Aggressive Start Individuals who start saving for retirement at a young age are at a huge advantage. With so many years for growth, you can afford to be more aggressive in your investments. Variable annuities are the way to go at this stage in life. The mutual funds in variable annuity accounts are designed for capital growth rather than maintenance. Money only goes into the annuities once the traditional 401(k) and IRA deposits have been maxed out for the year, so the annuities are a valuable, but secondary tier of the retirement plan at this point. Note that annuities do not qualify for a tax deferral, which is another reason you will want to hold onto the annuities for at least 15 years before drawing against their value. Critical Transition - The 10 Years Prior to Retirement As you approach retirement age, your annuities will be maturing, and you will want to start thinking about lower risk investments that have a guaranteed return. This is the best time to get into deferred annuities because the fees associated with early withdrawal will expire just in time for you to retire. Fixed and indexed annuities are two great options. Fixed annuities act like a fixed-income, while indexed annuities are a compromise between the security of indexation and the growth potential of variable annuities. Time to Collect When you finally hit the age of 60 and can retire using your annuity earnings without tax penalty, you will want to redistribute your assets to ensure that your capital is secure. Ideally, you will be living off of the interest or dividends earned, in addition to your pension and social security benefits. You will no longer be investing in deferred, but immediate annuities. These have no accumulation period, so you start earning off of them right away. Depending on the desires of you and your family, you can find immediate annuities that distribute regular payments, or lifetime annuities that revert any balance to your insurance company in the case of death. No matter what stage of life you are in, retirement annuities are a great investment for your future. There is a great enough variety in annuity options to allow you to diversify and redistribute your capital as you and your lifestyle deem appropriate over the years. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: top safe growth annuity quotes top safe growth annuity quotes income top safe growth annuity quotes explained top safe growth annuity quotes reviews top safe growth annuity quotes review What is the best fixed indexed top safe growth annuity quotes vs the top immediate income top safe growth annuity quotes