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Understanding Auto Insurance||What's Full coverage car insurance in Germany 🇩🇪

Car insurance industry is driven by digitalization, InsurTech startups, and shifting mobility trends. Usage-based insurance (UBI) and telematics reward safe driving, while electric vehicles (EVs) lead insurers to adjust their policies. AI and automation streamline claims, while car-sharing and Mobility-as-a-Service (MaaS) demand new coverage models. Peer-to-peer insurance and flexible, on-demand policies cater to modern consumer preferences. Insurers are also embracing sustainability, offering eco-friendly discounts. Regulatory changes like GDPR impact data usage in telematics, while increased online platforms make buying and comparing policies easier, reducing reliance on traditional brokers.