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【澳洲买房】9个方法帮你10年还完房贷|节省20万贷款利息|早还贷款早退休|贷款利息这么高怎样才能省钱|本期看到即赚到!【澳房策248】

✅澳房策直播公开课 《选好投资房开启创富之路》 👉价值$880直播课程, 现在免费注册! 参加立即解锁大礼包! 👉点我报名, https://bit.ly/3ijTVg6 -------------------------------------------------- 我们很多人都想要赶快还完房贷,早点退休,无债一身轻,可以做自己想做的事情,不用每天一睁眼,都有一笔贷款压在头上。还款压力大,每个人都有体会,可是很少有人真正算过要还完房贷,除了本金之外到底需要还多少利息。从1990年算起,澳洲房贷标准浮动利率平均5%,如果你有一笔50万的贷款,30年还款期内就要还掉$466,000 几乎相当于还了一套房子给银行。而最近因为通胀加息,银行利率已经来到6.3%,同一笔贷款30年内居然要还掉$615,000的利息。 不少人找银行问,到底怎么还贷款更好,固定利率还是浮动利率,要不要设置相应账户,但是银行不可能回答这些问题,1是银行员工不可以给你财务建议,2是他们自己可能也不懂,3是你需要的建议跟银行利益直接冲突,所以我们普通人一般只能在没有完全理解各种贷款产品和安排的情况下,随便挑一个选项继续往下走。如果你想要钻银行的空子,占银行的便宜,利用房产作为基础,合理合法避税增加投资收益,早点还完房贷的话,那今天这个影片你一定一定要看完。到我发布影片为止,市面上只有零零散散的碎片信息,不系统也不够深入。所以在跟澳房策贷款团队探讨之后,总结出了9个帮你快速还完房贷的方法。我敢说这期影片绝对能帮你省很多钱,甚至提前好几年甩掉债务负担。 00:00 房贷快速还完的9个方法 03:16 9. 转贷 (Refinance) 05:24 8.使用100%对冲账户 (100% Offset Account) 06:34 7.用对冲账户收工资 (Salary to you Offset Account directly) 07:32 6.善用信用卡(Use Credit Cards Wisely) 09:00 5. 有效使用资金 (Diligent Money) 11:06 4. 多还点钱 (Pay A Little More) 12:20 3. 提高还款频率 (Pay More Frequently) 14:09 2.税务安排 (Tax Deductions) 15:20 1.使用贷款经纪人 --------------------------------------------------- ✅澳洲房产投资一站式服务平台 👉全澳洲房产视角 👉全球投资人服务 👉全面覆盖澳洲房产投资需求 👉点我到官网, https://www.aofangce.com/ ✅了解一下 👉请加入“基础会员”领取5大礼包, 👉大礼包1-澳房策速通课(价值$199) 👉大礼包2-澳房策Master Class投资课(价值$880) 👉大礼包3-澳房策月度直播(每月)了解房市走势(价值$99) 👉大礼包4-澳房策市场报告及计算器等工具包(价值$299) 👉大礼包5-澳房策活动及投资级别房源通知(无法定价) 👉附送大礼包-澳房策旗舰课程‘澳房策小白课’‘澳房策大师课’深度干货预览 👉点我了解, https://www.aofangce.com/b-member ✅找人问问 👉“基础咨询”免费评估贷款能力和购房方向 👉点我咨询, https://www.aofangce.com/b-enquiry ✅公开课 👉澳房策直播公开课 《选好投资房开启创富之路》 👉价值$880直播课程, 现在免费注册! 参加立即解锁大礼包! 👉点我报名, https://bit.ly/3ijTVg6 ✅认真学习 👉澳洲房产投资课程 👉初级: 澳房策速通课, https://www.aofangce.com/quickcourse 👉中级: 澳房策小白课, https://www.aofangce.com/buyer-course 👉高级: 澳房策大师课, https://www.aofangce.com/invester-course ✅一站式投资服务 👉VISION会员(VIP) 👉前期服务:投资人需求定位, 财务分析, 财务规划, 税务规划, 贷款结构设立, 15年投资策略制定; 👉中期服务:全澳搜索房源, 实地考察, 现金流分析, 匹配财务结构,购房贷款法务协助; 👉后期服务:房产投资组合重审, 长短租管理, 报税, 二手房出售; 👉点我了解, https://www.aofangce.com/vision-member ✅ 联系方式 👉官方网站, https://www.aofangce.com/ 👉客服微信号aofangcekefu (澳房策客服全拼) 👉微信公众号aofangce (澳房策全拼) 👉电邮[email protected] 👉小红书”Alex老师澳房策”, “澳房策”, 👉头条号”Alex老师澳房策, 👉悉尼(总部), 墨尔本, 布里斯班, 珀斯办公室, ✅ 加入澳房策, https://www.aofangce.com/hire 👉职位空缺, Property Investment Strategist房产投资策略师 👉职位空缺, Data Analyst 量化分析师 (数学建模/量化分析) 👉职位空缺, Media Operation (媒体运营) 👉职位空缺, Video Editor (影视后期) ✅YouTube会员 👉加入YouTube会员, https://bit.ly/3tFSuQq 👉YouTube会员专享影片, https://bit.ly/3Aj4oko ✅其他YouTube频道欢迎关注! 👉艾财说, 财商经济, https://bit.ly/3taS1ph 👉旅艾, 旅行摄影Vlog, https://bit.ly/3ePUCwc -------------------------------------------------- Disclaimer: Aofangce website and its publication contain information about property investment and or the property itself. The information is acquired from trusted sources and is not advice, and should not be treated as such. You must not rely on the information on the website and or in the publication as an alternative to legal, financial, taxation, and accountancy advice from an appropriately qualified professional. If you have any specific questions about any legal, financial, taxation, and accountancy matter you should consult an appropriately qualified professional. To the maximum extent permitted by applicable law, we exclude all representations, warranties, undertakings, and guarantees relating to the content on the website and in the publication. Without prejudice to the generality of the foregoing paragraph, we do not represent, warrant, undertake or guarantee: that the information on the website and or in the publication is correct, accurate, complete, or non-misleading; that the use of the guidance on the website and or in the publication will lead to any particular outcome or result; or in particular, that by using the information on the website and or the guidance in the publication you will receive investment return. The content is not designed to promote any financial product or influence anyone to make a financial investment decision accordingly. DO NOT buy, sell or not to buy, sell any Australian financial product or service that needs an AFSL, just because somehow you are influenced by our content.

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