Скачать с ютуб Step by Step Guide: Paano Mag-Apply ng Bank Home Loan | Requirements | Real Estate Philippines в хорошем качестве

Step by Step Guide: Paano Mag-Apply ng Bank Home Loan | Requirements | Real Estate Philippines

PAANO MAG-APPLY NG HOME LOAN THRU BANK FINANCING (Step by Step Guide and Requirements) Whether you're dreaming of your first home or looking to upgrade, we've got you covered. So, let's dive right into it! 2 Keypoints: 1) Requirements 2) Step by Step Process Before we jump into the application process, let's get the borrower's requirements that you need to submit: CHECKLIST OF REQUIREMENTS: 2 Valid IDs: Gather government-issued IDs like your passport, driver's license, PRC ID, TIN ID, or SSS/GSIS ID. Proof of Income: Prepare your latest 3 months payslips, your latest income tax returns (ITR), or business financial statements for the past 2-3 years. Certificate of Employment: Request a COE from your employer, including your salary, position, and length of service. Bank Statements: Provide your bank statements for the last six months to demonstrate financial stability. Collateral Documents: Ensure you have the property's title, tax declaration, and location plan. Skip this requirements if you are buying from developer because the developer will provide this with their partner bank. Home Loan Application Form: Complete the bank's application form thoroughly. Now, let's break down the step-by-step guide to applying for a bank home loan in the Philippines. This guide is for buyers who are looking to buy a property from a developer thru bank financing Step 1: Choose Desired Property Research and compare different properties, their location, price, monthly downpayment, etc. Go to a tripping or view the property. Choose the one that suits your needs and preferences. Step 2: Pay the Reservation & Downpayment Once you have chosen your desired property, pay the reservation fee and pay your downpayment/ cash out to the developer. Step 3: Submit Your Requirements & Application Gather all the required documents we discussed earlier and double-check them for accuracy and completeness. Step 4: Wait for Loan Approval The bank will review your application and documents. This process may take a few weeks (3-4 weeks). Be patient and ready for any additional requirements from the bank. Step 5: Loan Approval Once your application is approved, you'll receive a Letter of Approval (LOA/NOA) from the bank thru email or SMS. Step 6: Loan Signing The bank will schedule a loan signing. You have to carefully review the loan terms and conditions, and sign the necessary loan documents. Step 7: Loan Release / Takeout The bank will release the loan amount to the developer, and the developer will now process the title transfer under your name. Congratulations, the property can now be turned over and you will now officially become a homeowner! And there you have it, a step-by-step guide to applying for a home loan through bank financing in the Philippines. Remember, it's essential to do your homework, prepare your documents meticulously, and choose the right bank that aligns with your homeownership goals. If you found this guide helpful, don't forget to give it a thumbs up and subscribe for more valuable content. Best of luck on your journey to becoming a homeowner, and thank you for tuning in! If you want to watch my previous episodes for the BANK FINANCING series, click the links below: EPISODE 1 - 5 Property Financing Methods in Buying Real Estate    • From Savings to Success: 5 Property F...   EPISODE 2 - TIPS ON BANK HOME LOAN FINANCING FOR FIRST-TIME HOMEBUYERS    • TIPS ON BANK HOME LOAN FINANCING FOR ...   EPISODE 3 - How to Get Approved with Bank Home Loan in Philippines | Real Estate Tips & Tricks | Bank Criteria    • How to Get Approved with Bank Home Lo...   FOR INQUIRIES, QUOTE OR TO SCHEDULE HOUSE VIEWING ========================= Contact us now so we can send you the complete information for this property! Plus, let us help you get Pre-qualified on your preferred financing. Click the link below: SEND INQUIRY HERE 🔗 https://docs.google.com/forms/u/1/d/e... THE REAL ESTATE BROKER ========================= Hi! Welcome to my channel. I'm a licensed real estate broker based in Imus Cavite and thank for watching my vlogs! 😊 LESLIE LAZARTE Real Estate Broker PRC License No. 0013570 PRC ID: 19-3177356 PTR: 1515512 valid until Dec. 31, 2022 HLURB DHSUD Reg. No. NCR-B/005031 12/31/22 🎬 If you enjoyed this video, please subscribe to my channel below. Thank you! 😊    / leslielazarte​   ------ #AskRealtorLeslie #LeslieLazarte RealEstate #RealEstateBroker #RealEstatePhilippines #PhilippineProperties #HouseforSale #HouseandLotPhilippines #HouseforSaleCavite #CaviteHouses #CaviteHouseandLot