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How to negotiate your medical bills | Life Kit

There's an estimated $195 billion of medical debt in America. But just because a medical bill comes in the mail doesn't mean you have to pay that exact price. This episode, why you don't have to pay sticker price for medical procedures and how to negotiate your bill down. Our guest is Jared Walker of Dollar For (https://dollarfor.org), a non-profit dedicated to helping people navigate medical debt. Correction: A previous version of this video incorrectly suggested that hospitals never charge interest on medical debt. It is unlikely but not impossible that a hospital would charge you interest. Credit card interest will almost always be higher than a hospital's. WHAT IS “LIFE KIT”? Everyone needs a little help being a human. From sleep to saving money to parenting and more, we talk to the experts to get the best advice out there. Life Kit is here to help you get it together. MORE FROM LIFE KIT https://www.npr.org/lifekit FOLLOW NPR https://www.npr.org/   / npr     / npr     / npr   See “Life Kit” sponsors and promo codes https://www.nationalpublicmedia.com/p... The NPR shows you love are possible thanks to your support. Donate today: https://www.npr.org/donations/support --------------------------- VIDEO CHAPTERS: 00:00 - Intro 00:49 - Biggest misconceptions about medical debt 01:53 - Charity care 03:27 - Itemized bill 06:26 - Negotiate your bill 11:15 - Paying in installments 12:46 - Roleplay 19:32 - Pick a word 20:05 - Recap