Скачать с ютуб How to Get 33% off a New Tesla Model Y (0.99% APR Promo) в хорошем качестве

How to Get 33% off a New Tesla Model Y (0.99% APR Promo)

In this brief video I’m going to show you how to effectively get 33% off a new Tesla Model Y in 2024 and no I’m not including gas savings. M1 high-yield cash account: https://www.optimizedportfolio.com/go... Get $1,000 off a new Tesla with my referral link: https://ts.la/john869176 // SUMMARY: Tesla is currently offering 0.99% APR financing on new Model Y’s through May 31, 2024. That’s almost free money. You can also extend the loan term to 5 years. Using round numbers, The base long range rear wheel drive model is $45,000. It qualifies for a federal EV tax credit of $7,500 deducted from the purchase price, dropping it to $37,500. Let’s assume a down payment of $3,500, which is about 9%, and a loan of $34,000. The loan would end up costing about $1,000 in interest over 5 years for a total loan cost of $35,000. Suppose I took the $34,000 I would have paid cash for the car and put it in a high-yield savings account currently paying 5% APY. Let’s also assume you’re making the monthly car payment of about $581 from your earned income so you don’t have to dip into the savings at all. 5% is pretty juicy right now. Let’s be pessimistic and say rates might drop half a percent each year over the next 5 years. The $34,000 in the savings account earns me about $7,500 in interest over 5 years, growing to about $41,500, disregarding taxes. Via a tax credit and some simple, virtually riskless interest rate arbitrage, you’ve effectively reduced the initial price by about 33%. This is also why we say it makes little sense to pay off your mortgage early if you’ve got a low rate like 2-3%. This does again ignore taxes on earned interest, which is going to be highly personal, but it also ignores gas savings, so those probably easily cancel out. Does this financing offer have you considering buying a new Tesla Model Y in 2024? Read the blog post here: https://www.optimizedportfolio.com/te... Get the M1 high-yield cash account here: https://www.optimizedportfolio.com/go... #tesla #teslamodely #tesla2024 // INVEST ► M1 Finance: https://optimizedportfolio.com/go/m1 ► My comprehensive review of M1 Finance: https://www.optimizedportfolio.com/m1... ► Get my dividend portfolio: https://www.optimizedportfolio.com/m1... ► Lazy Portfolios: https://www.optimizedportfolio.com/la... ► Beginners’ reference guide (updated regularly): https://www.optimizedportfolio.com/be... // SOCIAL ► Website: https://www.optimizedportfolio.com/ ► Support my channel by shopping on Amazon (free for you): https://amzn.to/2TLCgCc I appreciate all the support! Disclaimer: This is not financial advice, investing advice, or tax advice. The information presented is for informational, educational, and entertainment purposes only. Investment products discussed are for illustrative purposes only. It is not a recommendation to buy, sell, or otherwise transact in any of the products mentioned. I always attempt to ensure the accuracy of information presented but that accuracy cannot be guaranteed. Do your own due diligence. All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future results. Opinions are my own and do not represent those of other parties mentioned. Read my lengthier disclaimer here: https://www.optimizedportfolio.com/te... Disclosures: Some of the links above are referral links. At no additional cost to you, if you choose to make a purchase or sign up for a service after clicking through those links, I may receive a small commission. This allows me to continue producing high-quality content on this channel and pays for the occasional cup of coffee. I have first-hand experience with every product or service I recommend, and I recommend them because I genuinely believe they are useful. M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest. Stated APY (annual percentage yield) with the M1 High-Yield Cash Account is available from date of account opening and is accrued on account balance. Obtaining stated APY requires a minimum initial deposit of $100. APY is solely determined by M1 Finance LLC and its partner banks, and will include administrative and account fees that may reduce earnings. Rates are subject to change without notice. M1 High-Yield Cash Account is a separate offering from, and not linked to, the M1 High Yield Savings Accounts offered by M1 Spend LLC’s banking partner. M1 is not a bank.