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Don’t Waste Your Time on These YNAB Practices

YNAB is all about giving dollars a job, but what about your time? Ben and Ernie poke at the edges of common YNAB practices to determine what is really necessary, and what can be thrown out in the name of efficiency and time management. It's a fun exercise -- and often insightful -- to take practices or "rules" that you take for granted and tear them down to see how essential they are to the task of budgeting. Share your YNAB wins with Ben and Ernie! [email protected] Sign up for a free trial! - https://www.youneedabudget.com/ 0:00 When it's ok to bend the rules 9:10 Direct import timing hijinks 12:36 Do you really need to check the budget before spending? 17:18 Tracking loans and investment balances 22:06 You don't have to use targets! 29:50 Auto-assign 35:14 Covering overspending right away 43:22 What about reports? 46:13 YNAB Wins __________ Sign up for YNAB’s weekly email newsletter with the week’s best budgeting wisdom and inspiration! https://www.youneedabudget.com/weekly... __________ Come say, "Hi!" on social: Facebook:   / iynab   Instagram:   / youneedabudget   Twitter:   / ynab   Listen to The You Need a Budget PODCAST here: https://www.youneedabudget.com/podcasts/ And read our BLOG here: https://www.youneedabudget.com/blog/