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Endowment policy good or bad? What is Endowment Plan?

An endowment policy is essentially a life insurance investment plan, which, apart from covering the life of the insured, helps the policyholder save regularly over a specific period of time so that he/she is able to get a lump sum amount on the policy maturity in case he/she survives the policy term In the market, companies like LIC, Kotak, HDFC, etc are offering various types of insurance endowment plans. Know when to buy endowment plan? How to buy endowment policy? How to select right endowment insurance policy? If you need information on these or you if need the complete endowment policy explained, watch Bwealthy’s video. In this video, Swati explains: what is endowment policy? She gives tells you when should you buy endowment insurance and helps you understand the endowment effect in your life. Most endowment plans give lesser returns than ULIPs, but the endowment plans are considered safer. And since returns become an important factor for deciding on saving options, customers should know about the bonus rate. However, through this video customers will understand the complete characteristics of endowment policy. This video not only explains endowment life insurance policy in detail but also highlights the difference between endowment policy vs term insurance and how endowment can act as a tax benefit insurance for many. Contact us on [email protected] for comments and questions. Subscribe to Bwealthy Channel now: http://bit.ly/Subscribe-Bwealthy #EndowmentPolicy #EndowmentPlan