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If you are covered by a Medicare Plan, soon to be eligible for Medicare benefits, or provide open enrollment help for others this video is for you! The Inflation Reduction Act (IRA) of 2022 has dramatically transformed Medicare Part D, the pharmacy benefits in Medicare Advantage plans and the Medicare HMO plans if they offer drug coverage. Watch as PAF's President of Operations, Fran Castellow, breaks down key points you need to know about 2025 coverage changes and options to consider during open enrollment. She discusses critical topics including: Medicare Part D 2025-Who pays? Phases & Stakeholders Medicare Part D: Beneficiary Cost-Share: 2024 vs. 2025 Medicare Prescription Payment Plan: Key Features to Consider New Terms to Know: Smoothing, MPPP, M3P Real-life case studies: Medicare Prescription Payment Plan *Key Takeaways