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Once you buy a term policy, the premium amount is locked for lifetime, i.e. it remains the same throughout the policy tenure. Hence, buying it early means saving a big amount of money over a period of time. For example, for a term life insurance cover of Rs 1 crore till 75, a 25-year-old needs to pay an yearly premium of Rs 8,000. That is, he/she has to shell out Rs 4 lakh in the next 50 years. Meanwhile, for the same policy, a 35-year-old pays Rs 15,000 per year, i.e. Rs 6 lakh over the years in total Please add this hash tags like #insurance, #terminsurance, #lifeinsurance, #termlife, #termplan #protection, #secureyourfamily, #futureplan