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Financial and Real Estate Terminology: What is a Registered Retirement Savings Plan? (RRSP)

An RRSP, or Registered Retirement Savings Plan, is a Revenue Canada-approved account designed to help Canadians, like you, save for retirement. This type of investment account allows you to defer paying income tax on the money you put into it until you start making withdrawals. During retirement, you are often making less money than you earned while working, which puts you in a lower tax bracket. Withdrawals from your RRSP at this time will be taxed at that lower rate, ultimately reducing the amount of taxes you pay. Also, any returns on investments made within an RRSP account, such as interest, dividends, or capital gains, are not taxed if they remain in the account. RRSPs can hold several types of investments, including stocks, bonds, mutual funds and GICs. You are even able to use your RRSP to invest in Equiton’s private real estate investment opportunities. RRSPs are an effective way to accumulate wealth for retirement while taking advantage of tax benefits. To learn more about our investment solutions, click here: https://equiton.com/individual-invest... #FinancialTerminology #TerminologyTuesday #RegisteredRetirementSavingsPlan #RRSP #businessterms #realestateinvesting #realestateinvestingforbeginers #finance *********************************************************************************************** Visit our website for more exclusive insights into private equity real estate investments: https://equiton.com/individual-invest... *********************************************************************************************** SUBSCRIBE TO EQUITON HERE:    / @equitoninc.   FOLLOW AND SHARE: Facebook -   / equitoninc   Instagram -   / equitoninc   Linkedin -   / equiton-partners   WEBSITE: https://www.equiton.com