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Are Annual Fee Credit Cards REALLY Worth It?

🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transf... Click ‘show more’ to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys, in this video, I tackle one of the age-old debates in the credit card game, annual fee credit cards versus no annual fee credit cards. In reality, whether or not annual fee credit cards are worth it for you is going to completely depend on your personal situation, but through this video, I hope to make it clearer for you by covering an argument both FOR and AGAINST annual fee credit cards. For the most part, this debate is fought between two sides, team cash back and team travel, but many more nuances to this subject make it impossible to make that explicit divide which is exactly what I cover in this video. By the end of this video, I hope to help you answer the questions of "Are annual fee credit cards worth it?", "Should I get annual fee credit cards?", and "How do I justify annual fee credit cards?" to point you in the right direction for your credit card journey. — Popular Cards (w/ Annual Fees): 💳 Capital One Venture X: https://spencerjohnsoncards.com/venturex 💳 Citi Strata Premier: https://spencerjohnsoncards.com/strat... 💳 Amex Gold: https://spencerjohnsoncards.com/amexgold 💳 Amex Platinum: https://spencerjohnsoncards.com/amexp... 🔔 Make sure you look for the highest welcome offer you can find before using mine... particularly with Amex cards Popular Cards (w/ No Annual Fees): 💳 Capital One Savor One: https://spencerjohnsoncards.com/savorone 💳 Citi Custom Cash: https://spencerjohnsoncards.com/custo... 💳 Bilt Mastercard: https://spencerjohnsoncards.com/bilt My Referral Links (DM if any are missing): 💳 Chase Sapphire Reserve: https://spencerjohnsoncards.com/sapph... 💳 Chase Sapphire Preferred: https://spencerjohnsoncards.com/sapph... 💳 Chase Freedom Cards (CFF & CFU): https://spencerjohnsoncards.com/freedom Talk To Me Personally: ☎️ Book a Call: https://spencerjohnsoncards.com/consu... Products I Use: 💰 Rakuten ($30-40 free): https://www.rakuten.com/r/SPENCE11500 💲 MaxRewards Gold (1-month discount w/ code SPENCER): https://maxrewards.app.link/spencer 🛍 Kudos ($20 back after eligible purchase w/ code SPENCER): https://joinkudos.com/spencer 💸 Ekster Wallets (5% off w/ code SPENCERJOHNSON): https://partner.ekster.com/spencer Join My Communities: 🎩 The Credit Club: https://spencerjohnsoncards.com/credi... 💻 The Credit Community: http://spencerjohnsoncards.com/discord Watch Next: 🎥 The Chase Sapphire Preferred: My Honest 1-Year Review (2023):    • The Chase Sapphire Preferred: My Hone...   🎥 Capital One Venture X: Get Approved INSTANTLY:    • Capital One Venture X: Get Approved I...   🎥 Unboxing The World’s Most EXCLUSIVE Card (Amex Black Card):    • Unboxing The World’s Most EXCLUSIVE C...   🎥 The ONE Card Everyone Needs: Catch-All Credit Cards (Full Guide):    • The ONE Card Everyone Needs: Catch-Al...   🎥 The Setup You Didn’t Know You Needed (Capital One Duo):    • Видео   CONNECT with me: 👉 Join our membership: https://spencerjohnsoncards.com/credi... 📷 Instagram:   / spencerjohnsoncards   🎞 TikTok:   / spencerjohnsoncards   📱 Pushie: https://spencerjohnsoncards.com/pushie ✅ My Website: https://zaap.bio/spencerjohnson 📚 Chapters: 00:00 Are Annual Fee Credit Cards Worth It? 00:46 What Is An Annual Fee? 01:32 Argument FOR Annual Fee Credit Cards 03:17 Airline and Hotel Credit Cards 05:02 How To Justify Annual Fees On TRAVEL Cards (Examples) 08:40 Argument AGAINST Annual Fee Credit Cards 10:15 How To Justify Annual Fees On CASHBACK Cards (Examples) 12:55 Final Verdict 14:36 Steps To Win The Credit Card Game — Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Daily Drop/YourBestCreditCards will earn an affiliate commission or referral bonus. Daily Drop/YourBestCreditCards is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #annualfee #creditcards #creditcardstrategy

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