Скачать с ютуб Why home lending rules shouldn't be relaxed | The Business | ABC News в хорошем качестве

Why home lending rules shouldn't be relaxed | The Business | ABC News

While the government fended off questions about whether it commissioned a review into negative gearing, a Senate inquiry into home ownership turned its attention to the mortgage serviceability buffer, looking at whether the current setting is too stringent and is unnecessarily locking people out of homeownership. The banks at the inquiry have expressed diverging news. MST Marquee senior research analyst Brian Johnson says he thinks the setting imposed by the Australian Prudential Regulations Authority (APRA) under responsible lending laws is getting it right and should remain in place. Under the laws, banks are required to add three per cent to the current market interest rate when assessing a customer's ability to pay off a loan. Brian Johnson says reducing the mortgage buffer to address the housing crisis actually increases demand instead of improving housing supply. #ABCBusiness Subscribe: http://ab.co/1svxLVE ABC News provides around the clock coverage of news events as they break in Australia and abroad. It's news when you want it, from Australia's most trusted news organisation. For more from ABC News, click here: https://ab.co/2kxYCZY Watch more ABC News content ad-free on ABC iview: https://ab.co/2OB7Mk1 Go deeper on our ABC News In-depth channel: https://ab.co/2lNeBn2 Like ABC News on Facebook:   / abcnews.au   Follow ABC News on Instagram:   / abcnews_au   Follow ABC News on X (Twitter):   / abcnews   Note: In most cases, our captions are auto-generated. #ABCNews #ABCNewsAustralia