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Budget With Me: Last Paycheck of August | 70/20/10 Breakdown | Magic Paycheck

Hey everyone! Welcome back to ForeverBudgets! In today’s video, I’m doing a "Budget With Me" session for my last paycheck of August. I'll show you exactly how I break down my income from my 9 to 5 job using the 70/20/10 rule: 70% towards expenses, 20% towards savings, and 10% towards investments. 💰 Join me as I dive deep into my budget categories, from monthly bills and groceries to sinking funds and savings challenges. I’ll also share how I’m building my investment portfolio, step-by-step, and give you a peek into my budgeting process to help you plan your own finances more effectively! If you're looking for a simple yet powerful way to manage your money, this video is perfect for you. Grab your calculators and notepads, and let's budget together! My Shop- Forever Budgets https://www.etsy.com/shop/ForeverBudg... Become my Pen Pal Yolande McMillan Forever Budgets PO Box: 120405 SAINT ALBANS, NY 11412 About Me Hi, my name is Yolande and welcome to my channel. My channel is for those of you beginning your budgeting journey. I am on a journey to better manage my money better. At the end of every year I go over my spending for that year. When the pandemic hit and I got a pay cut I started to really go into my spending. After going through all of my expenses I noticed that I spent over $18,000 on things I didn’t even need. Yikes right!! Yes these were things that I just brought for the sake of buying NOT necessities. I was spending way too much on online shopping, Amazon, Target, and eating out. After doing the math I realized that this had to stop. I need to stop spending so much and start saving more for my future. I no longer wanted to live paycheck to paycheck and I don’t want to spend my entire life working without having anything to show for it. I want to better prepare for my future/retirement and my money habits were not helping. I hope you will join me on this journey so that we can learn and grow together on our quest to financial freedom. Instagram I'm on Instagram as forever_budgets. Install the app to follow my photos and videos. https://www.instagram.com/invites/con... Apps that help me save Fetch code. Scan receipts to earn gift cards 59MPWE Sign up for Mercari and get up to $30. Here's my invitation link : https://merc.li/guwpdYDzb Disclaimer: I am not a financial advisor. This is just a method that works for me.

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