Скачать с ютуб Best Credit Cards (2020) || Credit Cards for Travel and Free Cash в хорошем качестве

Best Credit Cards (2020) || Credit Cards for Travel and Free Cash

For the past four years, not a single airline ticket or hotel has come out of my pocket. Last year alone I got more than $5,000 of hotels covered for free. I got my TSA precheck for free and got to stay in some awesome airport lounges. So what are the best credit cards to get in 2020 if you want free travel, free cash, and awesome benefits? The first credit card I recommend getting is the Chase Sapphire Reserve. This is the best credit card for travel perks. Chase just recently increased the annual fee on the chase sapphire reserve card to $550. But I still think it’s worth it for a lot of people, myself included. Here’s why: First off, the CSR’s annual fee is $550, yes, but if you travel at all the fee drops to $250. How is this? Well, the CSR comes with a $300 flexible travel credit. There are almost no limits on what counts as “travel” for this credit to apply. You can take an uber, rent an airbnb, use expedia, or book directly with an airline and your fee will automatically be applied. So, then the net cost drops to $250. Now, the Chase Sapphire Reserve comes with a few notable perks, and how you value them is rather subjective. Some of these key benefits include: Priority pass lounge membership $60 per year Doordash food credit, automatically applied. DoorDash DashPass membership, which gets you free delivery over $12. Global Entry/TSA pre check application fee coverage. Lyft Pink Membership, which gets you, among other things, 15% off Lyft rides and 10x points on your Chase Sapphire Reserve But the best benefit far and away is the 50% boost in travel. For every Ultimate Reward point you earn with Chase, it is worth 1.5 points if you book through the portal. The portal is powered by Expedia, so you can see real prices by checking them online. I’ve done this with thousands of dollars of trips, from Hawaii to New York and routine hotel stay. I have received more than $10,000 in free credit card travel. So how do you earn Ultimate Reward points? First off, the Chase Sapphire Reserve earns you 3 points per one dollar spent on all restaurants and travel purchases. And secondly, the best part about Chase Bank is that their card’s ultimate reward point currency is interchangable amongst other Chase cards. if you want to maximize every single dollar you spend and get the most through the portal, I recommend pairing the Chase Sapphire Reserve credit card with two other terrific Chase cards: The Chase Freedom and the Chase Freedom Unlimited (affiliate links below). Both of those cards have no annual fee. The Chase Freedom earns you 5 Ultimate Reward points per one dollar spent on certain rotating categories, like Gas or amazon.com. The Chase Freedom Unlimited earns 1.5 points on every dollar you spend on it, regardless of purchase. Both the Chase Freedom and the Chase Freedom Unlimited come with 20,000 UR point sign up bonuses when you spend $500 on each card in the first three months. And the Chase Sapphire Reserve comes with a 50,000 UR point sign up bonus. All together, these three chase cards can give you a bonus of 90,000 UR points, which is worth more than $1,350 through the Chase Portal. Bonus tip: If you have a business or a side hustle, consider signing up for the Chase Ink card. No fee and a 50,000 UR bonus. (2) Best for simplicity: Citi Double Cash card Okay, so if that combination of chase cards was too complicated for you and you just want something simple and straightforward, go with the Citi Double Cash card. You get 2% back on all purchases you fully pay off. It has no annual fee, but also no sign up bonus. There’s not a lot to say about the card since it is so simple! (3) Discover It Okay, so what if you are a beginner? Discover It is the card for you. You get 5% back on rotating categories like gas, travel, Amazon, Costco, etc. Discover will match your cash back after your first year. No annual fee. (4) American Express Blue Cash Preferred: Best for families Best card for families. 6% back on groceries and streaming services, plus 3% back on gas and transit. You get a $300 bonus for singing up, which more than pays for the card for three years, which has a $95 annual fee. Get your Netflix and groceries covered for 6%, plus gas at 3%. The no annual fee credit cards and high-value products I recommend: Discover It Credit Card: https://bit.ly/2kgiYXj Chase Freedom AND Chase Freedom Unlimited Cards: https://bit.ly/2ND2NP9 SoFi Money Debit Card: https://bit.ly/2PQk3Sj AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and sign up. However, this does not impact my opinions and comparisons. #bestcreditcards