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Dutch Bangla Bank Personal Loan। Studio SK

Dutch Bangla Bank Personal Loan। Studio SK Dutch-Bangla Bank is Bangladesh's most innovative and technologically advanced bank. Dutch-Bangla Bank Ltd stands to give the most innovative and affordable banking products to Bangladesh. Amongst banks, Dutch-Bangla Bank is the largest donor in to social causes in Bangladesh.It stands as one of the largest private donors involved in improving the country. Dutch-Bangla Bank is proud to be associated with helping Bangladesh as well as being a leader in the country's banking sector. FAQ FOR DBBL PERSONAL LOAN 1. What is the purpose of Personal Loan? To purchase various consumer durables, to meet medical, education, marriage, travelling, festival etc. to decorate or renovate houses, financing to professionals’ for purchasing equipment, tools, machineries, office decorations items or any other personal requirement. 2. Who can avail personal loan? • Salaried Individuals • Professionals (Doctor, Engineer, Architect, FCA, CA etc) • Landlord/Landlady • Businessperson 3. What is the minimum loan amount? BDT 50,000.00 4. What is the maximum loan amount? BDT 20, 00,000.00 5. What is the minimum loan tenor? 12 months 6. What is the maximum loan tenor? Up to 60 months 7. What is the minimum age to apply for Personal Loan? 18 years. 8. What is the maximum age of primary applicant? 70 years or retirement age whichever comes first at the time of loan completion. 9. What is the minimum service length with current organization for salaried individuals to apply for personal loan? 1-6 months 10. What is the total service/business length to apply for personal loan? For Salaried Individuals: 1-2 years For Government, Semi-Government and Autonomous Bodies: 6 months For Businessmen: 2 years For Professionals: 6 months of service/ practice in the profession 11. Can a contractual employee be eligible for personal loan? Yes 12. What is the minimum income to be eligible for personal loan? For Professionals BDT 30,000/- For Landlord/Landlady BDT 30,000/- For Business Individuals BDT 50,000/- 13. What is the processing fee for personal loan? 0.50% to 1.00% of Loan amount as per the schedule of charges of DBBL. 14. Can partial payment be made anytime in personal loan? Yes. Partial payment can be made anytime. 15. What is the charge of partial payment in personal loan? 1.00% of the adjusted amount. 16. What is the Early Settlement Charge in personal loan? 2.00% of the settled amount. 17. How to repay personal loan? Through Equated Monthly Instalment (EMI). 18. Can personal loan be applied jointly? Yes. With Family Members Only (Father, Mother, Brother, Sister, Spouse, Son & Daughter only). 19. What are the required documents to apply for a Personal Loan? General Documents: • Loan Application duly completed and signed by the applicant • Colour Photograph • NID/ Smart Card • Bank Statement • Visiting Card • Copy of utility bill • e-TIN/ TIN certificate/ copy of income Tax acknowledgement • Personal Guarantee along with Colour Photograph, NID, Visiting Card/Office ID/Business Card of the personal guarantor(s). • Other documents or information as deemed necessary For Salaried Individuals: • Letter of Introduction (LOI) from employer regarding employment details/ Pay Slip/ Copy of Salary Certificate/ Copy of Increment/ Appointment letter etc. Or any other certificate issued by the employer. • Office ID For Businessperson: • Valid Trade Licence copy, copy of Memorandum & Articles of Association etc for Business person For Landlord/Landlady: • Rent or Lease Agreement of house / property *Conditions Apply Dutch Bangla Bank Personal Loan #dbbl #bank #loan