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The Ritz-Carlton hotel credit card has too much value with it. The benefits and credits alone will severely outweigh the annual fee every year (as long as you stay at Marriotts). Despite what the name suggests you can receive the full value from this card without staying at Ritz-Carlton hotels. If you are a Marriott fan and travel often, this card will elevate your hotel experience and give you solid value at the same time. Additionally the Chase Ritz-Carlton credit card comes with solid perks like priority pass restaurant benefits and primary car rental insurance. The only downside about this card is that you can't directly apply for it. Chase has discontinued applications for the Ritz-Carlton card but I will show you how to still get one. CREDIT CARDS: ⭐ My Favorite Credit Cards: https://link.chaseyokoyama.com/TopCre... 💳 Best Credit Card Offers of 2023: https://link.chaseyokoyama.com/BestCr... FREE BONUSES: 🛒 Get $30 with Rakuten: https://link.chaseyokoyama.com/Rakuten 💰 Receive up to $275 with SoFi: https://link.chaseyokoyama.com/SoFi WATCH NEXT: 📹 Why I Don't Own the Capital One Venture X: • Why I Don't Own the Capital One Ventu... 📹 The Truth About Owning 15 Credit Cards: • The Truth About Owning 15 Credit Cards 📹 What's In My Wallet? (Q2 2023 Update): • What's In My Wallet? (Q2 2023 Update) COME SAY HI: 📱 Instagram: / chase.yokoyama 📱 TikTok: / chase.yokoyama TIMESTAMPS: 0:00 Introduction 0:21 Annual Fee 0:48 Ritz-Carlton Card Benefits & Credits 8:45 Ritz-Carlton Card Insurances & Protections 9:31 Reward Multipliers 10:08 How to Get the Ritz-Carlton Card? #ritzcarlton #ritzcarltoncard Disclosures: Some of the card links and other products that appear on this website are from companies which Chase Yokoyama will earn an affiliate commission or referral bonus from, at no additional cost to you. Chase Yokoyama is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers. Chase Yokoyama is not a financial advisor and this is not financial advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.