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PMEGP Loan Scheme in Hindi | Prime Minister’s Employment Generation Programme |

PMEGP Loan Scheme in Hindi | Prime Minister’s Employment Generation Programme | #Banking2D *** Overview Started in 2008 Prime Minister’s Employment Generation Programme Combined 2 old Schemes: PMRY (Pradhan Mantri Rojgar Yojana)+ REGP (Rural Employment Generation Programme) Nodal Agency: KVIC (Khadi and Village Industries Commission) Comes Under Ministry of MSME *** Purpose: Employment Generation Eligibility: Individuals, Trust, SHG, Co-Operative Society, Institution Micro Units Only New Project Only Age 18 year and Above Income: No Restriction Education Qualification: 8th Pass If less than 10 Lakh in Manufacturing less than 5 Lakh in Service *** Max Loan Amount and Project Cost: Manufacturing : Rs. 25,00,000 Service Sector : Rs. 10,00,000 Margin: 10% : General Category 5% : SC/ST/Women/Minority Facility Type: Running A/c (CC/OD) or Term Loan (max 84 months) or Combination of Both (Moratorium – As per Project Bank will Decide) *** Security / Guarantee: No Guarantee / Security up to 10 lakhs loan (CGTMSE) Above 10 Lakhs (Collateral Security / CGTMSE) Yearly Fee : As per CGTMSE if Covered Official Website PMEGP e-Portal – KVIC : www.kviconline.gov.in *** Maximum Subsidy Amount: Rs.875000 Kept as FD for 3 Years without Interest but No Loan interest will be charges up to Subsidy Amount It can be credited to Loan before 3 years if loan become NPA due to Genuine Reasons *** Documents Required: Aadhaar Card Voter ID Card PAN Card Bank Details Education Details Udyog Aadhaar Registration (Optional) Project Report EDP (Entrepreneurship Development Programme)Training Details (10 Days above 5 lakhs Loan 6 days for less amount) Trade training / Knowledge / Experience in the Field etc *** 2nd PMEGP Loan (2018) Expansion of existing Successful PMEGP/Mudra Units Account Closed on time after adjusting Subsidy Units making profit from last 3 years Up gradation of Technology and Automation Enhance Productivity and Capacity of existing Units ensuring Additional Employment UDYOG AADHAAR Registration is Mandatory *** Max Loan Amount and Project Cost: Manufacturing : Rs. 100 Lakhs Service Sector : Rs. 25 Lakhs Margin: 10% : For All Categories incl. NER/Hill State Special Conditions: Max 25% of Project cost amount – Const. of Bldg/Ind. shed Max 60% of PC amount – Capital Expenditure inc. const. bldg. Remaining 40% of PC - WC Our Other Social Media Links: Blogger : https://banking2d.blogspot.com Facebook :   / banking2d   YouTube:    / banking2d   Our Videos Playlist: MSME Loan Schemes in Hindi with Banking 2D #Banking2D #MSMELoan:    • MSME Loan Schemes in Hindi with Banki...   You can comment if you need any additional information Thanks and regards, Team Banking 2D PMEGP, PMEGP LOAN, PMEGP Loan Scheme, PMEGP SCHEME in detail, PMEGP Guidelines 2020, Banking Promotion Exam, Banking 2D, Pradhan Mantri’s Employment Generation Programme, 2nd PMEGP scheme details, Loan without collateral Security, CLSS Subsidy scheme, Atmanirbharbharat loan, How to apply MSME Loan for new Business, PMEGP Loan Scheme in HINDI, PMEGP Scheme in HINDI, msme helpline, PMEGP Business Loan, How to get Loan for New Business, pmegp loan scheme 2020 in Hindi #PMEGP #PMEGPinHindi #PMEGP2ndLOAN #MSMELOAN #MSMELOANRELIEF #MSMELOANRELIEFPACKAGE #LOANWITHOUTCOLLATERALSECURITY #COLLATERALFREELOAN #ATMANIRBHARBHARAT #SELFRELIANTINDIA #COVID19LOANS #COVID19MSMELOANS