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India has emerged as a dynamic force in the global Fintech arena, poised for unprecedented growth. The Indian Fintech industry is expected to surge to USD 150 billion by 2025, a remarkable leap from its US 50 billion valuation in 2021. 🇮🇳 Challenges of building a consumer business and identifying a profitable business model? How to acquire and retain a fintech customer? And much more! 🎯 🎙 In this episode, we deep dive into the Fintech ecosystem in India. So set your alarms for a dynamic episode with our OG host Tanmay Bhat as he goes on rounds with a powerhouse panel composed of Harshil Mathur (Co-founder of Razorpay), Varun Dua (Founder of Acko General Insurance), and Mridul Arora (Partner at Elevation Capital). Brace yourself for an exhilarating 136 minutes as we embark on an immersive journey into the world of Fintech 🌏 🤑 Welcome to The NextLevel Podcast, where we plunge into the stories of entrepreneurship, innovation and leadership. In each episode, we’re going to bring you amazing conversations with founders, CXOs, and leaders from across industries to discuss ideas that are shaping the future of business and technology today. If you’re curious about NextLevel, the all-new professional network, head over to https://next-level.onelink.me/QbOq/go #fintech #podcast #tanmaybhat #razorpay #acko #insurance #payments #india #techbusinesspodcast 00:00 Intro 01:34 Varun Dua's Chronicles with Insurance 05:00 Origins of Razorpay 09:10 How did Elevation happen? 10:48 All roads lead to Lending? 13:55 NextLevel Profiles 14:56 Fintech Landscapes 16:38 Why is Insurance hard to sell? 18:20 How does Insurance attract Gen Z? 19:57 Importance of Customer Service 31:44 Solving disputes in Fintech? 40:35 Growth vs Profitability? 49:24 Brand vs Value Offered? 56:54 How Razorpay got its first customer! 59:58 Finding PMF in Fintech 1:03:44 Hiring for zero-to-one 1:16:42 Founder Scaling 1:31:05 How Acko deals with Regulations? 1:40:05 Why Acko Decided to be an Insurance Provider? 1:42:21 How Razorpay innovates? 1:45:48 Reputation management with Regulators! 1:49:33 M&A in India 1:59:35 Building to sell in India? 2:00:00 The AI Opportunity 2:06:48 Software Development with AI 2:09:09 What's Next for Fintech?