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Creditable prescription DRUG coverage is different than creditable MEDICAL coverage. Definitely confirm whether you have creditable DRUG coverage (i.e. through your employer), if you intend to delay Part D at age 65. If it's not creditable and you don't enroll in a Part D plan, then you'll begin to accumulate a lifetime late enrollment penalty! See more on our blog: http://bit.ly/creditabledrugcoverage How To Remove The Part D Late Enrollment Penalty (if you delay at age 65) If you delay Medicare Part D (because you have creditable drug coverage), you'll need to take action in the future to remove the Part D late enrollment penalty. Our other video shows you how: • How To Remove The Part D Late Enrollm... --------------------------------------------------------------------------------------------------- Medicare Mindset LLC is an independent insurance agency specializing in Medicare Health Insurance planning. We offer guidance, strategies, and insurance enrollment help from start to finish. www.medicaremindset.com www.facebook.com/medicaremindset www.linkedin.com/company/medicaremindset / medicaremindset Medicare Mindset, LLC 866.656.4020 office [email protected]