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What Is a Subprime Mortgage? | LowerMyBills

Learn more: https://bit.ly/3zhG0jQ Subprime mortgages became notorious thanks to their role in the housing crisis that fueled the Great Recession of 2007-2009. But if it’s your first time buying a home, then you might still be unclear on what exactly are subprime mortgage loans. As the name suggests, subprime mortgages are less than ideal because they come with higher interest rates. These mortgages are typically offered to borrowers who are considered riskier to lend to due to their weak credit records. Featuring Annie Margarita Yang, Personal Finance Writer    / anniemargaritayang     Follow LowerMyBills: Instagram:   / lowermybills   Pinterest:    / lowermybills   Facebook:   / lowermybills   LinkedIn:   / lowermybills   Twitter:   / lowermybills   TikTok:   / lowermybills       LowerMyBills does not endorse, warrant, or guarantee any financial product, service or company and makes no representation of any rates or financial programs. The content displayed on LowerMyBills or in this video does not provide legal, financial, accounting or tax advice.