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How to Find the Best Health Savings Account

We break down the benefits of HSAs and Morningstar's ratings of top providers. Morningstar Inc editor Margaret Giles discusses the triple-tax-benefits of HSAs, how they compare to other tax-advantaged accounts, and whether you can save too much. Greg Carlson, senior manager research analyst for Morningstar Research Services, highlights the providers that received Morningstar's top ratings. 00:50 What is an HSA? 01:36 Who is Eligible for an HSA? 01:55 HSA vs FSA 03:13 How to Maximize the Triple-Tax Benefits of HSAs 04:30 How Do HSAs Compare to Other Tax-Advantaged Accounts? 05:52 Can You Save Too Much in an HSA? 09:22 How Has the HSA Landscape Evolved Over Time? 10:17 HSA Adoption Growth and the Rise of High Deductible Healthcare Plans 10:53 How Does Morningstar Assess HSAs? 11:34 What Makes a Good HSA for Spending? 11:53 Top 3 HSA Providers for Spending 12:41 What Makes a Good HSA for Investing? 13:12 Top 3 HSA Providers for Investing 14:36 Morningstar’s Guide to the Best HSA Providers Read about topics from this episode. The Best HSA Providers https://www.morningstar.com/personal-... What Can My HSA Be Used For? https://www.morningstar.com/personal-... 3 Tricks for Getting the Most Out of Your HSA https://www.morningstar.com/personal-... HSA vs. FSA: How to Choose One https://www.morningstar.com/personal-... What to watch from Morningstar. How GLP-1 Drugs Like Ozempic Are Boosting Biopharma Stocks    • How GLP-1 Drugs Like Ozempic Are Boos...   Is the Fed’s Plan to Avoid a Recession Working?    • Is the Fed’s Plan to Avoid a Recessio...   Don't Overlook These Crucial Parts of Your Retirement Plan    • Don't Overlook These Crucial Parts of...   Boating Season Is Over, but Don't Overlook These Recreational Vehicle Stocks    • Boating Season Is Over, but Don't Ove...   Read what our team is writing: Margaret Giles https://www.morningstar.com/people/ma... Greg Carlson https://www.morningstar.com/people/gr... Ivanna Hampton https://www.morningstar.com/people/iv... Follow us on social media. Facebook:   / morningstarinc   X: https://x.com/MorningstarInc Instagram:   / morningstar.  . LinkedIn:   / 5161  

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