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Why do Lenders Prefer Salaried Borrowers for Instant Personal Loan?

#personalloanonline #InstantPersonalLoan #loancalculator Apply now for a personal loan - https://bit.ly/Personal_loan_smfg_ind... When approving a personal loan for a salaried individual, the lender needs to determine the risks associated with the repayment capacity of the applicant. While every lender would have some different criteria the most common points of scrutiny are the applicant's creditworthiness and capacity to repay. Repayment capacity can be determined by evaluating the income based on the employer, outstanding debts, CIBIL score, and other factors. Watch the video to know why salaried individuals have an upper hand at getting their personal loan applications approved, and the factors that affect lenders’ decisions. To apply for a salaried personal loan click the link: https://bit.ly/personal_loan_salaried Benefits of Paying EMI Regularly and How You Can Do It:    • Benefits of Paying EMI Regularly and ...   The Role of Personal Loans in Building Credit and Improving Scores:    • The Role of Personal Loans in Buildin...   Four Easy Ways to Getting Credit Score Back on Track:    • Four Easy Ways to Getting Credit Scor...   Here’s How To Get A 30 Lakh Personal Loan With NBFCs:    • Here’s How To Get A 30 Lakh Personal ...   How Government Employees Can Apply for Personal Loan?:    • How Government Employees Can Apply fo...   Subscribe to our YouTube channel and watch more informational videos about personal finance: http://bit.ly/SMFG_India_Credit_Subsc... You can also be in touch with us on: Facebook:   / smfgindiacredit   LinkedIn:   / smfg-india-credit   Instagram:   / smfgindiacredit   Twitter:   / smfgindia   ==================================================== SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is among the leading NBFCs of India. Since its launch in 2007, SMFG India Credit has successfully and strongly established itself, spread across the country's broad financial landscape, with a PAN India branch network serving millions of customers. Our services are dedicated to provide financing to the underserved segments, including retail consumers and small business owners / SMEs. We offer unsecured as well as secured financing through an array of products including personal loans, commercial vehicle and two-wheeler loans, home improvement loans, loans against property and personal loans. SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is wholly owned by the Sumitomo Mitsui Financial Group (SMFG).