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Best Way To Pay Off Home Loan

Most people fall into a debt trap unassumingly. 😞 They do not realize how EMIs are piling one after the other and only know they are trapped when they start missing payments ❌ Fortunately, you can escape a debt trap even if you do not have the income to make the EMIs. 🤩 One way would be to withdraw your PF to repay your home loan 🏡 You can withdraw up to 90% of your PF for home loan repayment. Once you’ve made your home loan payment, you can concentrate on paying off other high-interest debt like credit card loans and personal loans. 💳 You can also use your PF corpus to make the downpayment for your home loan. ⚠️ But it is important to note that your PF is essentially your retirement fund and any withdrawal you make should be replaced so you can achieve your retirement goals. . . . . . . . . #financewithsharan #homeloan #pf #creditcard

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