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Hack When Buying New Car. Explaining Transfer Of No Claim Bonus In Simple Words.

So you just bought a new car or are planning to change your car. You’ve been using your current car for almost 6 years now without ever getting into an accident or damaging your car. Kudos to your driving skills. Now guess what? You can use this fact to get 50% discount on your new car insurance as well. Why? Coz insurance companies love people who don’t make any claims. As a reward they give you discounts on your own damage cover. Caveat: You get a 50% only if you insurance cost of the new car is the same as that of the old car. If you’re currently driving an i10 and then shift to an Audi Q7 obviously, they won’t give you a 50% discount on the Audi Q7 car insurance. The discount is only on the own damage cover and not for third-party insurance. How to get it? Just get call up your current insurer and ask them to give you a NCB retention letter within 90 days of the sale of the old car. You can use this for upto 3 years. If you’re changing your insurance company then also get a NCB transfer letter. If you’re buy the insurance online on platforms such as PolicyBazaar, Insurance dekho etc, you can choose the NCB discount that you’re eligible for before making the payment. ➡️ Do not forget to do this! It’s easy savings of a few thousand rupees. Have you used this before. Please comment below 👇🏻 . . . . . . . . #financewithsharan #carinsurance #vehicleinsurance #insuranceagent #insuranceagency #insurancetips