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How to Finance a Boat Purchase

When buying a boat you may want or need to borrow money to do so. Many people do not realize how easy financing a boat purchase is, how simple the process is, and how affordable the payments can be. On this video we cover how to finance a boat purchase: 0:00 Intro 1:05 How Long Can a Boat Loan be amortized for? 1:48 Is a boat loan "closed" or "open"? 2:29 What are Boat Loan best practices? 3:19 Boat Loan FAQs 5:17 Why to not get a boat loan. _______________________ Blogs we have written about boat loans: ▶https://blog.lenscove.com/blog/how-lo... Check out our Boating Blog here: https://blog.lenscove.com/blog Here is a link to a video on the most frequently asked questions when buying a boat: ▶   • Boat Buying Frequently Asked Questions   Need assistance choosing a used boat? Check out our handy buyers' guide: ▶https://blog.lenscove.com/used-boat-b... Here are a few boat loan examples: New 2019 pontoon boat. Selling price is $32,000 Downpayment is equal to the taxes of 13% (in Ontario) or $4,160 No trade Amortization is 20 years, and the interest rate is 5% Bi-weekly payment is $97.41 Used 2014 large 25’ bowrider with many options.toyloan Selling price is $54,000 $0 down payment Trade of a smaller bowrider equals $19,000 Taxes on difference equal $4,550 Loan value is $39,550 Amortization is 15 years, and the interest rate is 5.4% Bi-weekly payment is $148.07 ________________________ Connect with us! ▶https://lenscove.com ▶  / lenscove   ▶  / lenscovem   ▶  / lenscovem