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How I Finally Broke My Addiction To Using Credit Cards and Paid Off My Debt (read description) 5 дней назад


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How I Finally Broke My Addiction To Using Credit Cards and Paid Off My Debt (read description)

I don’t use the word addiction lightly, but overspending and leveraging your credit cards in between getting paid and just using them when you don’t really have the money in general can become addictive and lead to a massive pile of credit card debt. It’s easier to spend money that’s technically not ours and rationalize our spending because we’ll be able to “pay it back later” but the reality for many of us is we easily get into a pattern of spending on them that become unhealthy and leads to extreme stress and anxiety because of the debt (not to mention insane interest). I know this might be hard to hear and you might be resistant to this, but this is what I had to finally do and what worked for me to finally get out of this toxic cycle: I had to literally cut ✂️ up my credit cards 💳 and remove them from everything: every app, my wallet, my phone, all of it. It’s like if you are trying to eat healthier and have cookies or chocolate hidden in a drawer…the temptation is still there, so in order to seriously stop the spiral and make it harder for yourself, removing as many temptations as possible finally allowed me to get out of debt, build healthier financial habits and have FREEDOM in my life. I now only have one personal credit card I use for large purchases or travel, but already budget it into my monthly spending so always pay it off immediately. Years since cutting them up, I’ve actually become so extreme that it gives me more anxiety to use them than not! The points are not worth my mental health. The temptation is not worth risking my financial future. If you needed this today click one of the links below. Here for you always on this wild journey of life. Your Money Coach & Debt Free Girly, Tawnya Subscribe to The Money Life Coach with Tawnya’s YouTube Channel:    / @themoneylifecoach   Follow The Money Life Coach and Tawnya on Instagram:   / tawnyaschultz   Follow The Money Life Coach on Tiktok:   / tawnyaschultz   Follow The Money Life Coach on Pinterest:   / themoneylifecoach   Get The Money Life Coach’s Free Budget Tracker: https://www.debtfreegirl.com/budget Get the Debt Freedom Starter Kit!: https://www.debtfreegirl.com/offers/m... Watch Tawnya’s Masterclass on How She Paid off $28k in 8 Months: https://www.debtfreegirl.com/free-tra... Schedule a 1:1 call with Tawnya The Money Life Coach: https://calendly.com/moneylifecoach/b... Check out themoneylifecoach.com for more: https://www.themoneylifecoach.com/ Check out The Money Life Coach with Tawnya’s Client Reviews on Trustpilot: https://www.trustpilot.com/review/the...

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