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Ditto Insurance: Renovating Insurance from Scratch

Are you looking for returns on your Insurance? But do you know there’s a huge downside to that approach? Ditto, is a new-age insurance aggregator working on fixing the Insurance industry by promoting transparency and consumer education. Hansi Mehrotra breaks down the industry and its practices while exploring the vision and operations and how they’re solving the problem at Ditto along with the Founders. Credits: Hansi Mehrotra LinkedIn:   / hansimehrotra   Shrehith Karkera LinkedIn:   / shrehith-karkera-257b0911b   Lokesh Gurram. LinkedIn:   / lokeshgurram   Bhanu Harish Gurram. LinkedIn:   / bhanuharish   Pawan Kumar Rai LinkedIn:   / pawan-kumar-rai-2a437a61   Check out Ditto at: https://joinditto.in/ Timestamp 0:00 Teaser 0:30 Rainmatter 1:09 Guest Introduction 1:25 What is Insurance 2:30 Process of buying an insurance / How to buy insurance 4:25 TAM for India in the insurance sector/market size of the insurance sector 7:10 How insurance works 8:47 Government schemes and group covers 16:46 LIC and IRDA 20:27 Commision structure and career path of insurance agents 23:56 What is Ditto? 29:48 Managing conflict of interest 33:23 Tech in Fintech 35:02 Ditto’s sales team 44:08 Career path for a Ditto insurance agent 44:49 Ditto’s Marketing and sales process 50:38 Background of the founders 55:25 Should VCs avoid investing in content businesses? 56:51 Finshots and Zerodha 59:15 Ditto customers 1:00:37 CAC and LTV 1:02:47 Funding and Nithin Kamath 1:13:04 Ambition of Ditto and innovations 1:22:29 Organisational structure and conclusion