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Money Tips for Teenagers: Building a Foundation for Financial Success

This is my Beginner Guide on Personal Finance and Money Tips for Teenagers/Young People - set a foundation for Financial Success in 2020! Enjoy. Add me on Instagram: @humphreylol and Tik Tok: @humphreytalks Reddit Thread Mentioned in the Video:   / fvujreg   Subscribe for Weekly Vids ➭https://bit.ly/humphcrew Get The Hump 🐪 Days Newsletter (Free) ➭ https://humpdays.substack.com Join my Personal Finance Discord Community Free ➭   / discord   Patreon ➭   / humphreytalks   Get a Free Stock With Robinhood ➭ https://robinhood.c3me6x.net/qPyKY My FREE Budgeting Template ➭ https://bit.ly/2xhz3Te I detail 6 tips for you in this video. 1) Start saving - it's a weird concept, I know, especially as a teen, you spend as much money as you have, but getting into the habit of saving money can set you a part from your peers and get yourself ahead in life. 2) Build credit - you can do this with a credit card (easiest) or through bills. Charging a little bit of $ each month to your card and paying it off in full will do wonders for your credit score. 3) Buy Smart things or buy things that give you a positive return on investment: instead of buying things that won't last, such as digital goods, buy items that you are interested in that could one day provide a return on investment, such as a camera, or a power-washer. 4) Be aware of debt! It's easier to keep debt off than it is to have debt & try to get rid of it. Credit cards have nasty APRs, so it's best to stay out of debt if you can. Always evaluate debt in terms of -- will this help me more in the long-run if I take out debt? An example of this is a business loan or education. 5) Start investing when you're young - whether this be in the traditional stock market, throguh an IRA or Roth IRA, or investing in a side business that you can do while you're young and have a community to tap into... it's best to get started and do think of these things! I hope you enjoyed this video - happy 4th of July everyone! WATCH NEXT: ○ How To Invest Your First $1,000:    • How To Invest Your First $1000 Right ...   ○ Why I'm Cancelling Amazon Prime:    • Why I'm CANCELLING my Amazon Prime Su...   ○ Zynn App Honest Review:    • Zynn App HONEST Review: Is It Legit? ...   ○ Side Hustles for Quarantine:    • Side Hustles for Quarantine and Beyon...   ○ Compound Interest - Turning $1k into $10k:    • Compound Interest Investing: Turning ...   My name is Humphrey Yang, I make personal finance videos on YouTube, and TikTok where I have 600k+ followers! Make sure to sub to me on YouTube for two videos a week. --------------------------------------------------- GEAR & BOOKS --------------------------------------------------- ► My Favorite Investing Book: https://amzn.to/30RLTnH ► My Favorite Business Book: https://amzn.to/3hGSRlo ► My Favorite Principles Book: https://amzn.to/3ftzSc1 ► My Camera: https://amzn.to/2UR91yO ► My Microphone: https://amzn.to/3fq3XsU ► My Lighting: https://amzn.to/3fu5vlS --------------------------------------------------- MY SOCIAL MEDIA --------------------------------------------------- ↳ instagram:   / humphreylol   ↳ twitter:   / humphreytalks   ↳ tik tok:   / humphreytalks   Disclaimer: I am not a financial advisor, any investment commentary are my opinions only. Some of the products and services that appear on this channel are from companies that I have an affiliate relationship with, such as Robinhood, for which I recieve a small percentage made via those links, but it doesn’t cost you anything extra!