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Do you have a personalized retirement spending plan that maximizes your goals and what you can afford to spend? You can schedule an appointment with one of our Retirement Experts to look at your situation and help you plan for your future. Call us at (920) 544-0576 or go to https://www.safeguardinvest.com/contact. Recent data from JP Morgan shows that an average retirement plan (w/ static spending needs) overestimates a retiree's spending by as much as 26%! This is an astounding statistic for retirees. A lot of this overestimation takes place in later years in retirement. And over-assuming income later in retirement typically means retirees are forced to spend less early in retirement OR it might mean that a retiree delays retirement altogether. This is a huge disservice to retirees. At the end of the day, none of us know how long we will be on this earth so every year in retirement is extremely valuable. Recent research shows that static spending doesn't mimic real-world retirement spending at all. In fact, most retirees spend more of a 'smile'. They spend more in the early years of retirement where they are most active. Then spending typically decreases through the middle decade of retirement only to ramp up later due to higher medical costs. As we show in this video, this 'smile-based retirement spending' plan can completely transform what your retirement looks like. It can: ✅ Allow for larger spending during the first decade of retirement ✅ Afford retirees the opportunity to retire early ✅ Increase the probability of success of a plan Watch this video as we explain the research behind this retirement smile spending concept and show what it looks like inside a retirement plan. #RetirementIncome #RetirementSpending - - - - - - - - - - - - - - - - - - - - - Always remember, "You Don't Need More Money; You Need a Better Plan" 🍿 Subscribe to our channel: https://www.youtube.com/channel/UCVMA... 🏆 Join our 'Retirement Mastery' Facebook Group: https://bit.ly/retirement-mastery-group 📈 Talk with us about your retirement plan here: https://www.safeguardinvest.com/contact 📚 The New 60/40: How the Next Generation of Retirees Can Achieve Radical Financial Freedom through Better Safe Investing - https://www.amazon.com/New-60-Generat... Safeguard Wealth Management is a Registered Investment Advisor in the State of WI. Safeguard Wealth Management is not an insurance provider. All content on Youtube is for informational purposes only and should not be taken as personal advice for your situation. You can read more disclosures at https://www.safeguardinvest.com/fiduc...