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Mr. Bhattacharyya broadly covered the intersections between finance and psychology and how important psychological factors are in decision making. He discussed how to save more, control one's needs, remain flexible in our savings approach, how to remain patient, apply the margin of safety and use the power of compounding. He also dwelled on how outcomes are driven by luck independent of intelligence and effort. He also stressed upon the importance of frugality and humility. Lastly, he focussed on how to understand room for error, where one should learn to think in a probabilistic manner, how to deal with uncertainty and prepare a contingency plan. The Financial Literacy course will provide a comprehensive view of personal finance and financial investments to the FLAME University Undergraduate students. It will also familiarise the learner with various topics such as capital markets, personal savings, role of borrowing, the accounting language, asset classes – equity, fixed income, real estate, commodities etc., asset diversification, investment options, wealth creation, etc. Speaker: Mr. Sanjoy Bhattacharyya Mr. Sanjoy Bhattacharyya is a Partner at Fortuna Capital. He has earned a PGDM from IIM Ahmedabad. He was the erstwhile Chief Investment Officer of HDFC Asset Management Company prior to which he was associated with UBS Warburg. He is a value investor with an abiding interest in behavioral finance. Apart from investing, he has a passion for bridge and the visual arts." #FinancialLiteracy #PsychologyFinance #SanjoyBhattacharyya